HUD Bid Waiver: NJPHAJIF insurance programs are waived from HUD bid requirements. View official waiver documentation →

Protecting New Jersey's Public Housing Authorities

The NJPHAJIF provides all-lines insurance coverage to New Jersey Public Housing Authorities and their related non-profit entities — keeping communities safe and operations stable since the early 1990s.

30+

Years serving NJ public housing

8

Lines of coverage offered

#1

Largest JIF in New Jersey by membership

80+

Member housing authorities statewide

View Coverage
Membership Info

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Quick Access

Find the resources you need most often, from coverage information to meeting records and financial reports.

Public Notices

Official notices required under the Open Public Meetings Act.

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Claim Reporting

Submit and track insurance claims for your housing authority.

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Financial Information

Audits, budgets, and financial reports available to the public.

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Coverage & Insurance Lines

All-lines program details including Workers' Comp, General Liability, Property, and more.

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Meeting Calendar

Upcoming Executive Committee and Fund Commissioner meeting dates.

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Key Fund Documents

Bylaws, coverage agreements, and governing fund documents.

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Agendas & Minutes

Access records of past meetings and formal board actions.

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Safety Alerts

Loss control resources and safety bulletins for member authorities.

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ABOUT THE FUND

Our Mission & History

To provide leadership and innovation in the financing and management of risk — and to be proactive in the delivery of essential coverages and loss control techniques that improve the operational practices of member housing authorities and their related non-profit entities.

The NJPHAJIF was formed in the early 1990s when a core group of fewer than 10 housing authorities sought to address excessive insurance costs and market instability. Following New Jersey legislation in 1990 permitting public bodies to form Joint Insurance Funds, the Fund expanded from a single Workers' Compensation program to a comprehensive all-lines program now serving more than 80 member authorities.

Insurance Programs Waived from HUD Bid Requirements

NJPHAJIF member housing authorities are not required to competitively bid the Fund's insurance programs under HUD regulations. View the official HUD Bid Waiver documentation →

COVERAGE

All-Lines Insurance Program

The NJPHAJIF, in cooperation with the Municipal Excess Liability Joint Insurance Fund, provides a comprehensive suite of coverage lines to member housing authorities.

  • Workers' Compensation

  • Property / Boiler & Machinery

  • Employment Practices Liability

  • General Liability

  • Auto Physical Damage

  • Non-Owned Aircraft

  • Auto Liability

  • Public Officials Liability

Full Coverage Details

TRANSPARENCY

A Public Body Committed to Openness

This website serves as a transparency vehicle for members of the public. As a public body, the NJPHAJIF is subject to the requirements of the following laws:

  • Local Fiscal Control Act

  • Local Public Contracts Law

  • Open Public Meetings Act

  • Open Public Records Act

  • Local Government Ethics Law

All governing documents, financial information, and meeting records are available on this site. For questions, visit the Contact page.