All-Lines Insurance Coverage

The New Jersey Public Housing Authority Joint Insurance Fund and the Municipal Excess Liability Joint Insurance Fund offers the following lines of coverage to its members:

  • Workers' Compensation

  • General Liability

  • Auto Liability

  • Property/Boiler & Machinery

  • Auto Physical Damage

  • Public Officials

  • Non-owned Aircraft

  • Employment Practices Liability coverage

MEL Coverage Bulletins

Please click HERE to access the Coverage Bulletins section of the NJ MEL website.

NJPHA JIF Bulletins

  • Bulletin HA 26-01

    HUD Non-Smoking Policy/ Property Insurance Rates

    Click Here

  • Bulletin HA 26-02

    JIF Recommended Insurance Guidelines

    Click Here

  • Bulletin HA 26-03

    Tenant Work for Authority

    Click Here

Employment Practices

Please click HERE to access the Employment Practices section of the NJ MEL website.

The MEL now contracts with Origami Risk to provide MEL members online 24/7 access to their underwriting schedules.

Click HERE to access the MEL Online Exposure Database system.

Click HERE to view the Introductory Video - specific to the MEL.

Click HERE to view any of Origami's multiple videos on its program.
These videos are not specific to the MEL's program.