The New Jersey Public Housing Authority Joint Insurance Fund and the Municipal Excess Liability Joint Insurance Fund offers the following lines of coverage to its members:

            ¨         Workers' Compensation

            ¨         General Liability

            ¨         Auto Liability

            ¨         Property/Boiler & Machinery

            ¨         Auto Physical Damage

            ¨         Public Officials

            ¨         Non-owned Aircraft 

            ¨         Employment Practices Liability coverage


MEL Coverage Bulletins
Please click HERE to access the Coverage Bulletins
section of the NJ MEL website.


NJPHA JIF Bulletins
Please click HERE to access Bulletin HA 19-01-
HUD Non-Smoking Policy Bulletin
Bulletin #19-01 2019 Deductible Increase


Employment Practices
Please click HERE to access the Employment Practices
section of the NJ MEL website.


The MEL now contracts with Origami Risk to provide MEL
members online 24/7 access to their underwriting schedules.

Click HERE to access the MEL Online Exposure Database system.

Click HERE to view the Introductory Video - specific to the MEL.

Click HERE to view any of Origami's multiple videos on its program.
These videos are not specific to the MEL's program.